Lmao. If you ever worked in construction you’d know that 1. code compliance is not that hard 2. you do not want the random contractor chucklefucks making it up on the fly without a sanity check from the inspector. Be glad your house doesn’t burn down because knob and tube isn’t code compliant.
*Also, you can absolutely build a small cheap house that is code compliant. The reason nobody does is because banks dont want to lend for it and builders want the better margins that come with a larger more upscale house.
Frankly incredible that the NEC isn’t requiring this in all new editions yet. Absurdly short sighted. Like, it’s just 1 circuit to a garage if a garage is present. All the yokel states can refuse to adopt that section if they want, whatever.