czech@lemm.eetoAsk Lemmy@lemmy.world•What are some financial life-hacks everyone should know?
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27 days agoWhat are you disputing? You can dispute inaccurate or fraudulent marks on your credit.
What are you disputing? You can dispute inaccurate or fraudulent marks on your credit.
You sure about that? I have a friend who thought that too but found out 7 years later that only a bankruptcy will disappear after 7 years, not just idle delinquint accounts. He needed to actually file for bankrupcy to make it go away. This was in Usa, NY; maybe it’s different other places.
As a second “data” point: I have some accounts on my credit report that have not been touched in a decade+ yet they are still there (they are not delinquent).
Of course. But their target audience will not consider that for a moment.