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Joined 3 months ago
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Cake day: February 1st, 2025

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  • Cash back rewards cards work well, I end up with at least 2% - 5% cash back on all my shopping.

    The key is to treat credit cards like cash e.g. pay your bill in full every month, never ever carry a balance. It doesn’t work for everyone and that’s okay, some people just can’t help themselves and get too spendy and end up in debt.

    Other nice thing is that fraud is handled better with credit cards, if my card is lost/stolen no one has a direct line to my bank account and can’t try to drain my bank balance with debit purchases. Sure your bank may/may not void those transactions but in the time it takes for them to “investigate” you’re going to be out real money in your bank account. With a credit card you just dispute those fraud charges and never actually pay for them.



  • If you haven’t already visited you definitely should! I never had the chance to live there but did spend a couple of weeks visiting and it was awesome. Reykjavik, driving the ring road, all those cliffs, waterfalls, national parks, it’s all great. That was before this Lemmy bar existed otherwise I would’ve visited that too.

    I’ve too wondered how feasible it would be to relocate and/or retire to Iceland but that seems pretty far off from reality.